The interest rates on your savings accounts can significantly affect how fast your money grows. If you’re looking for a high-yield savings account, here are ten accounts that offer the best interest rates in the country. To qualify for the top speed, you’ll likely need a high balance in your account.
But if you can meet those requirements, these accounts can help your money grow faster than most others. Check out the list and see if any of them might be right for you!
Bread Savings High Yield Savings
Looking to earn a high-interest rate on your savings? Look no further than the Bread Savings High Yield Savings account. This account offers an impressive annual percentage yield (APY) of 2.15%, and it only requires a minimum balance of $100.
So whether you’re looking to save for a rainy day or grow your nest egg, the Bread Savings High Yield Savings account is a great option. Plus, there are no monthly fees, and you can easily access your funds online or by mobile.
Citizens Access Online Savings Account
The Citizens Access Online Savings Account offers a great rate of return at 2.10% APY. No minimum balance is required to earn this rate and no monthly maintenance fees. The account can be opened with as little as $5,000, making it an accessible option for those looking to start saving.
Deposits can be made online or through mobile check deposits, and there are no transactional limits. Withdrawals can be made anytime, either through an ATM or by transferring the funds to another account. For those looking for a simple and straightforward savings solution, the Citizens Access Online Savings Account is a great option.
CIT Bank Savings Connect
With CIT Bank’s Savings Connect account, you can earn a competitive interest rate while still having easy access to your money. The account requires a minimum opening deposit of just $100 and offers an annual percentage yield (APY) of 1.90%. That means if you had $1,000 in your account, you would earn $19 in interest over the course of a year. The account also has several other perks, including online and mobile banking access, bill pay service, and free bank-to-bank transfers.
Plus, CIT Bank has several branch locations across the country, so you can always visit a branch if you need assistance. With its competitive rate and comprehensive features, CIT Bank’s Savings Connect account is an excellent option for anyone looking to grow their savings.
Synchrony High Yield Savings
Looking for a high yield savings account with no minimum deposit? Look no further than Synchrony Bank’s High Yield Savings account, which offers an incredible 1.80% APY. That’s nearly 20 times the national average! And there’s no minimum opening deposit required, so you can start saving immediately.
Whether you’re looking to build up your rainy day fund or save for a big purchase, Synchrony Bank’s High Yield Savings account is a great option. Plus, you’ll enjoy 24/7 access to your account via online banking and mobile app, so you can always keep an eye on your balance and make transfers whenever necessary.
Barclays Online Savings Account
Barclays offers an online savings account with a competitive 1.80% Annual Percentage Yield (APY) and no minimum opening deposit. This makes it an ideal arrangement for those who want to start saving but don’t have much money to deposit. The account also has no monthly fees so that you can keep more of your money in savings.
In addition, Barclays offers a mobile app that makes it easy to transfer money into your savings account and track your balance. The Barclays Online Savings Account is an excellent option for those looking for a high-yield savings account with no minimum deposit.
Ally Bank Online Savings Account
Ally Bank’s Online Savings Account offers a competitive Annual Percentage Yield (APY) of 1.75%1 and requires no minimum opening deposit. This account also comes with a number of other benefits, including 24/7 customer support, online and mobile banking, and FDIC insurance3. Ally Bank is one of the few online banks with no monthly maintenance fees or minimum balances, making it an excellent option for those who want to maximize their savings.
In addition, Ally Bank offers a variety of tools and resources to help customers improve their financial health. These include articles on budgeting, goal setting, and saving for retirement. For those looking for a high-yield savings account with no hidden fees, Ally Bank is worth considering.
Capital One 360 Performance Savings
Capital One 360 Performance Savings is a high-yield savings account that offers 1.70% APY on your deposited funds. No minimum opening deposit is required, making it an excellent option for those who want to start saving but don’t have much money to put away. The account also has other perks, such as no monthly fees, 24/7 customer support, and online and mobile access.
In addition, you’ll earn automatic bonuses when you reach certain milestones. Capital One 360 Performance Savings is an excellent choice for anyone who wants to make an interest on their savings without worrying about meeting a minimum balance requirement.
Discover Online Savings Account
You can now earn more on your money with a CIT Bank Money Market Account. They offer one of the nation’s top interest rates with their Online Savings Accounts, currently at 1.70% APY. Best of all, no minimum opening deposit is required, so you can start saving today. Their money market account offers unlimited domestic ATM fee refunds, 24/7 live customer support, and mobile check deposits.
It’s easy to start – simply open an account online and earn more on your money. With their current interest rate, you can grow your savings faster and reach your financial goals sooner. So why wait? Open an account with CITIBank today and discover the benefits of their Online Savings Account.